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B2B/B2C Membership HYEPerks

Financial Products + Loyalty = B2B/B2C Membership HYEPerks

HYEDram is a digital currency intentionally designed to replace Armenia's native fiat currency and to free the Armenian Dram from all illicit and unwarranted use as an instrument of economic and government corruption. To achieve this objective, HYECoin, Inc. is releasing a number of digital products into the HYECoin community that will directly or indirectly impact the Armenian economy in positive ways. The sale and use of these products will invest the HYEDram with velocity, strength and stability.

HYECoin, Inc. offers B2B/B2C HYEtech perks (products) to HYECoin community members, participating investors, employees, customers, citizens and all others who want to trade in HYEDram.

A HYEPerk product is the combination of Data Insight, Algorithm, Financial Mechanism, Leverage, Retention, Collateral, and Blockchain secured Smart Contracts.

HYECoin, Inc. offers B2B/B2C HYEtech perks (products) to HYECoin community members, participating investors, employees, customers, citizens and all others who want to trade in HYEDram.

The list of HYEPerk products offered to the HYECoin community through the widespread use and trade of HYEDram stablecoins fall into six distinct categories:

  1. MicroLending - HYELend
    1. Microlending (or Microcredit) is a type of funding in which small loans are issued by individuals or organizations rather than banks or other credit institutions. These loans are generally used by entrepreneurs or small business owners in developing countries to jumpstart a new business or to expand an existing business with a little extra cash.
    2. Using HYEDram stablecoins as a medium of stored value and exchange, HYECoin, Inc. will offer Microlending services to the individuals and entities in Armenia that need it the most: startup companies, educational programs, military programs, intelligence and data gathering enterprises, and medical projects.
    3. By streamlining microlending with the HYELend App, HYECoin, Inc. integrates the blockchain mobile wallet with microfinance in general to make attaining employee perks seamless and easy.
  2. Reinsurence - HYEReinsurance
    1. Reinsurance is a business activity that involves purchasing insurance policies from other insurers to limit their own total loss in case of sudden disaster. This practice has been done for centuries as a way to reduce the risk carried by insurance companies. By spreading risk in this manner, a reinsurance company takes on clients whose coverage would be too great of a burden for the single insurance company to handle alone. There is, of course, a profit center for the reinsurance company because premiums paid by the insured are typically shared by all of the insurance companies involved.
    2. Using HYEDram stablecoins as a medium of stored value and exchange, HYECoin, Inc. will purchase insurance policies from start-up insurance companies in the emerging Armenian insurance sector.
  3. Payments - HYEPay
    1. Mirroring the Ekta property development and a fractional "Yacht" ownership model, HYECoin, Inc. generates revenue through the use of HYEDram stablecoins to facilitate payments made by members of the HYECoin community who have purchased tokenized real-world assets and related NFT's through secure blockchain transactions. Whether using HYEDram to purchase the use of homes, hotel rooms, leer jets or boats, HYEPay provides the digital infrastructure for such purchase payments to be made securely and in denominational volumes that people can afford.
  4. Asset Management - HYEAssets
    1. HYECoin, Inc. functions as an asset management group for guiding and supervising investments made by HYECoin, Inc. in both small and large Armenian companies in need of start-up and mezzanine finance.
  5. Marketing & Loyalty - HYELoyal
    1. HYEDram + Transactions = POINTS
    2. POINTS + Time = CASH
    3. Similar to many other engagement-award point systems that reward participating members for continued use and brand loyalty to one corporate community over another (not unlike Marriott International's Starwood Preferred Loyalty Program, United Airlines Frequent Flyer program or the Amex point system), HYECoin, Inc., allows HYECoin members to accrue, store, manage, monetize and redeem their gamified points.
  6. Secondary & Derivative Markets - HYEMarkets
    1. Phase 2 - Financial products to be determined based on future HYECoin, Inc. partnerships in 2022 and beyond. More information to come.